
BTO Cash Timeline & Downpayment Planner (opens Gumroad in a new tab)
See how much cash and CPF you need at each stage of the BTO journey.
S$12.90
Venture · Excel templates
Practical Excel templates for Singapore home buyers. Plan the cash, keep the renovation on budget, and get through key collection and move-in with fewer surprises.
Instant. Nothing is posted to you.
Change the numbers to match your own situation.
Rates and assumptions are labelled with where they come from.
Who it’s for: first-time BTO and resale HDB buyers, and couples planning a renovation or move-in.
Instant digital downloads, sold on Gumroad. Prices in Singapore dollars.

See how much cash and CPF you need at each stage of the BTO journey.
S$12.90

Compare quotes, log payments and keep an eye on your renovation budget.
S$15.90

Checklists and trackers for key collection day and the move-in period.
S$9.90
Bundle
Coming soonWork out upfront costs and compare loan options for a resale flat.
Coming soon
Coming soonPlan your monthly budget and save for big home expenses.
Coming soon
Where to buy: instant digital downloads on Gumroad.
Please note. These templates are planning tools. They are not financial or legal advice. Please verify figures with HDB, IRAS and CPF before making any decision.